17 Ways to Get Free Money in 2025
We’ve all heard the saying that money doesn’t grow on trees. While you can’t plant a money tree and be set for life, there are still ways to get free money. From government payouts and assistance to a variety of online options, if you want to know how to get free money, you don’t have to look very far.
How to get free money
When people think of making extra money, they often consider side gigs or part-time jobs. But actual "free money" means getting funds without putting in a lot of effort. Let’s explore some ways you can access extra money with little to no work on your part.
You can’t plant a money tree, but there are still ways to get free money.
How to get free money online
Take online surveys
Looking for an easy way to earn a little extra money online? Consider signing up for paid surveys. Companies often offer rewards through platforms like Swagbucks, Cash Karma, and InboxDollars, where you can earn cash or gift cards just by sharing your opinions. Plus, many of these platforms give you a bonus just for joining.
Sports gambling websites
Live in a state with legalized sports betting? You might be in luck. To attract new users, platforms like FanDuel, DraftKings, and bet365 often offer sign-up bonuses of $50 or more. You can use these bonuses to place a few bets and potentially earn quick money. Just remember to cash out and close your account once you're done.
Try a micro job site
Platforms like FreeCash.com and Tapestri offer easy ways to earn money by completing simple tasks. You can get paid for activities like downloading and testing apps, playing games, or making purchases through their platform — plus, you might even earn a bonus just for signing up.
How to get free money through apps
GoFundMe
GoFundMe is a popular platform for people seeking financial help from friends, family, and even strangers. While it’s often used to cover medical emergencies, you can create a campaign for almost any financial need. Just set up an account, share your story, and let others contribute.
GoGetFunding
Like GoFundMe, GoGetFunding allows you to raise money for various causes, but it’s often geared toward charitable projects or personal ventures. This platform is best used when the funds will support a greater good rather than just personal expenses.
Begging Money
Begging Money is designed for those who need financial assistance and have nowhere else to turn. People commonly use it to raise funds for urgent needs like medical bills or funeral expenses.
Patreon
Unlike the above crowdfunding apps and websites, Patreon is a platform where you offer something in return for financial support. Often used by non-profits, musicians, and podcasters, it lets you receive one-time or recurring donations from fans who want to support your work.
Shopping and cashback apps
Apps like Ibotta and Fetch Rewards are a favorite among savvy shoppers. They offer cashback rewards when you purchase items from participating stores. If you’re already planning to buy something listed on these apps, it’s an easy way to earn a little extra money every time you shop!
How to get free money from the government
Mortgage down payment assistance
If you're looking to buy a home but can't cover the down payment, you might qualify for government assistance. These programs are often available to first-time home buyers who meet specific income requirements, helping you take that first step toward homeownership.
➢RELATED: How to Save for a House
College tuition assistance
Low-income students can apply for federal grants and financial aid to help cover the cost of college. For more information, talk to your school’s financial aid office or visit the Federal Student Aid website to see what you might qualify for.
Community resources
Beyond federal programs, local and state resources can offer financial help too. Whether you need assistance with groceries, medical care, or childcare, there are community programs designed to support your needs.
Other ways to get free money
Debt consolidation
When you consolidate debt, you take out a personal loan to pay off your existing debts. This new loan often comes with a lower interest rate, making it easier to manage and reducing your overall payments. While you don’t receive extra money upfront, consolidating your debt can save you money in the long run.
Take advantage of credit card sign-up bonuses
When considering a new credit card, be sure to compare options and look for those with attractive sign-up bonuses or perks. Many cards offer up to $200 in cash rewards just for opening an account. You can also find cards that provide free flight miles and other benefits if you meet certain spending requirements.
Join a focus group or research project
Companies often form focus groups to test new products — like food, entertainment, or beverages — before they hit the market. By participating, you can earn up to $250 for just a little of your time and feedback.
Colleges and universities also run research projects that need participants for social experiments. Typically, this involves answering questions or filling out surveys, making it another easy way to earn extra money with minimal effort.
Sell some stuff
Got unused items lying around? Consider selling them to earn some extra cash. You can host a garage sale or use online platforms like Facebook Marketplace, eBay, or Craigslist. Whether it’s clothing, workout gear, or electronics, almost anything can find a new home — and help you declutter while making money.
➢RELATED: Need Money Now? 6 Ways to Find Cash
Tips to avoid free money scams
While there are plenty of legitimate ways to earn free money, scammers are out there too. Stay safe by keeping these tips in mind:
- Be cautious about opening emails from unknown senders.
- Never share your Social Security number or bank details with someone you don’t know over the phone or by email.
- Steer clear of “get rich quick” schemes that seem too good to be true.
- Research online platforms and apps before signing up or sharing personal information. • Avoid pyramid schemes or anything that feels illegal or shady.
- Be wary of offers that ask for your personal information, require payment to access "free" money, or make unrealistic promises.
Other options if you need money quickly
Start a side hustle
If you’re open to putting in a little time and effort, a side hustle can be a great way to earn extra money quickly. Some gigs even offer same-day payouts and instant benefits, and you don’t need special skills or qualifications to get started. Depending on what you choose, all you might need is internet access or a vehicle.
Here are some popular side hustles and where to find them
- Content writing or web creation – Upwork or Fiverr
- Grocery shopping and delivery – Instacart or Shipt
- Food delivery service – Grubhub or Doordash
- Personal taxi service – Uber or Lyft
- Odd jobs around the neighborhood – TaskRabbit
- Dog walking and boarding – Rover
➢RELATED: What Is the Gig Economy?
Apply for a personal loan
Although not free, if you need funds quickly, a personal loan could be a reliable option. Direct lenders, like Advance America, offer loans that you can repay over several weeks or months, giving you the flexibility to manage your finances. While personal loans come with fees and interest, they could provide access to money when you need it most.
Advance America offers multiple loan options, including:
You can apply online or in-store, depending on your preference. For those who qualify, same-day funding might be available if applications are completed early. Consider exploring your options to find a solution that works best for your needs.
Notice: Information provided in this article is for informational purposes only. Consult your attorney or financial advisor about your financial circumstances.
About the author
Jalin Coblentz has contributed to Advance America since 2023. His experiences as a parent, full-time traveler, and skilled tradesman give him fresh insight into every personal finance topic he explores.