Personal Loans in Iowa | Payday Loans (Alternatives to Installment Loans) & Online Loans

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Dad and daughter having fun together
Money today,
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Get loans up to $445 in Iowa. Apply online or at one of our 14 IA locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Iowa?
We’ll work with you to find the perfect loan solution to fit your life in the Hawkeye State.
  • Same-day money online or at one of our 14 IA locations*
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Flexibility to apply online and pick-up money at one of our convenient locations in IA
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Conveniently manage loan account online in Iowa
  • Thousands of 5-star customer reviews in IA

Available loans in Iowa

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Fast and easy cash loans: Payday loans, cash advances, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $445

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store
Online

Select your loan amount

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What You’ll Need To Apply For a Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
Apply Online

How our loans work in Iowa

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Apply Online
Find a Store

Proudly serving our customers

Advance America Iowa customer reviews

"These people have great customer service. So very polite and helpful. A great asset !!! "

— Rhonda, Sioux City, IA, 04/11/2025

5 star rating

"Competant, Pleasant Customer Service"

— Joyce, Ottumwa, IA, 04/10/2025

5 star rating

"They are amazing and if I ever need another loan it is a very quick process . Thank you advance America"

— Jamie, Council Bluffs, IA, 04/05/2025

5 star rating

Read More Reviews

Other money services offered in Iowa

icon for Western Union in Iowa

Western Union in Iowa

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

See all Iowa locations

Jump to city name: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
B

Burlington, IA

Advance America #5259
331 N. Roosevelt Dr. Space L
Burlington, IA 52601
Next to Rent-A-Center
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C

Cedar Rapids, IA

Advance America #4043
3135 Wiley Blvd. SW, Ste. 107
Cedar Rapids, IA 52404
Next to Walmart on Edgewood Road
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Coralville, IA

Advance America #5691
2411 2nd Street, Unit 4
Coralville, IA 52241
Next to Advance Auto Parts
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Council Bluffs, IA

Advance America #5266
3134 Manawa Centre Dr., Suite 4
Council Bluffs, IA 51501
Across from Menards
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D

Davenport, IA

Advance America #5687
1801 East Kimberly Road, Ste. 3
Davenport, IA 52807
Between Hy-vee and IowaWorks
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Des Moines, IA

Advance America #3695
2480 E. Euclid
Des Moines, IA 50317
Lee Town Center next to Hy-Vee
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Dubuque, IA

F

Fort Dodge, IA

Advance America #5690
110 North 25th Street
Fort Dodge, IA 50501
In Kingsgate Center
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K

Keokuk, IA

Advance America #5261
300 Main St. Suite 740
Keokuk, IA 52632
Next to Dollar General
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M

Marshalltown, IA

Advance America #5496
901 S. Center St., Unit 2
Marshalltown, IA 50158
Next to Fareway Grocery
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Mason City, IA

Advance America #5264
626 S. Monroe Ave.
Mason City, IA 50401
Next to Eyemart
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O

Ottumwa, IA

Advance America #5256
1111 N. Quincy Ave.
Ottumwa, IA 52501
Next to Hobby Lobby
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S

Sioux City, IA

Advance America #5265
1713 Hamilton Blvd.
Sioux City, IA 51103
Between Pizza Hut and Taco Johns
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W

Waterloo, IA

Advance America #5262
1519 East San Marnan Dr.
Waterloo, IA 50702
In front of the Super-Target
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West Des Moines, IA

Advance America #4644
1821 22nd St., Ste. 104
West Des Moines, IA 50266
Crossroads Center next to Smash Burger
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About Advance America in Iowa

Serving the great state of Iowa since 1998, Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Des Moines capital and eclectic Sioux City to Hawkeye territory in Iowa City and the Cardinal region of Ames, Advance America has convenient locations throughout the state of Iowa. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 14 convenient Iowa locations or apply online today.

With Advance America in Iowa, applying in store is quick and easy. In IA, we offer Payday Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. We provide first-rate customer service to people who need a loan quickly. Read reviews from our Iowa customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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Proof of current license is available on request.