Lady feeling happy to get Advance America payday loan online

Payday Loans 101

Discover everything you need to know about Payday Loans from how to get one, to what you need to apply, and how to apply online.

couple uses calculator sitting on couch

Do You Need a Payday Loan Alternative?

Payday Loans can provide extra money when you need it, often with same-day or next-day funding. However, their interest rates and short repayment terms can be challenging to manage on a tight budget. 

Direct Lenders vs. Loan Broker.

Do you know the difference?

Smiling senior couple sitting at table reviewing finances.

Payday Loan vs. Personal Loan

If you're shopping around for a personal loan, you've probably come across the term "Payday Loan" and wondered, "What's the difference?" While a Payday Loan is technically a type of small personal loan, there are some important distinctions to mak

Man’s hand reaching for a stack of cash.

Is a Payday Loan Secured or Unsecured?

Are you short on cash? Does payday feel too far away? Or maybe you need extra money to cover a big expense or past-due bill. Whatever the case, applying for a Payday Loan can be a good option.

Surprised man with smartphone accepting several hundred dollar bills in cash.

Easy Payday Loans To Get

Short on cash? A Payday Loan is one of the most convenient and easiest types of loans you can get.

Young women with dark, curly hair and glasses touching her chin with a confused expression.

Are Payday Loans Installment or Revolving Credit?

Did you know that more than half of all Americans live paycheck to paycheck? If you’re one of them, an unexpected expense can easily put your bank account in the red.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

157+ million

loans issued

800+ stores

and online loans

25+ years

providing loans

Apply Now

Find a Store