Rent or mortgage
Groceries
Past-due utilities
Unexpected repairs
Back-to-school costs
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Easy application
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These loans come with easy applications that you can complete in just a few minutes. Advance America lets you apply online or in-store, so you may be able to fill out an application form from the comfort of your home.
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Quick approval
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Advance America offers an instant approval decision, so you may find out right away whether you’re approved for a loan. If approved, you can receive the funds the same day you apply or within 24 hours.
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Good credit not needed
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Advance America has less strict credit requirements and approves borrowers with all credit score levels. We consider factors in addition to your credit score when deciding whether to approve you, like your income, employment history, and current debts. This means that you can still get approved if you have poor or fair credit.
What is a Payday Loan?
Also known as a Cash Advance, a Payday Loan is a short-term, small-dollar loan (usually for a few hundred dollars) that you typically pay back within two to four weeks. This loan gives you access to money when you need it, so you can cover daily finances or unexpected life and emergency expenses. Availability varies by state.
Unlike some personal loan lenders and traditional banks, Advance America considers factors in addition to your credit score when deciding whether to approve you, like your income, employment history, and current debts. This means that you can still get approved if you have poor or fair credit.
Our customers use Payday Loans to cover everything from daily expenses to unexpected emergencies. Groceries, utility bills, auto maintenance, an ER visit – you name it, our in-store and online Payday Loans can help.
