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Start your application online or apply in the store.
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same day.*
*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.
Advance America customers are at the heart of everything we do – and their stories speak volumes.
“My credit wasn’t up to the highest standard, but I got approved. The process was quick and simple.” Watch story
“As a brand new couple, money was tight. But with Advance America, we’ve started to feel right at home.” Watch story
“A personal loan with Advance America helped me get my very first apartment — and start my journey in life.” Watch story
Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan over time in fixed monthly payments, a.k.a. installments.
Explore Installment Loans nowAccess money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.
Explore Line of Credit nowA Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.
Explore Payday Loans nowA Cash Advance is a small-dollar loan that is an advance on your next paycheck or other income source. Get cash quickly and ensure your bills and financial needs are met.
Explore Cash Advances nowWe partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and keep driving it while you make payments.
Explore Title Loans now"Great service"
"Very friendly and good customer service. They also are doing an Easter celebration on April 19 2025 from 9 to 12 for the kids."
"Thank you for you serives"