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Start your application online or apply in the store.
The money you need to get started
- Get approved in minutes.
- Receive money same day.*
- Good credit not needed.
View loans available in your state.
200,000+ reviews on Google
Getting a loan is fast and easy
Get approved within minutes.
Receive money the same day.*
*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.
We’re here to help
With over 800 locations and 24/7 online access.
We offer same-day funding*
Receive approval in minutes and get the money you need to tackle your day.
We keep it real
We’re committed to transparency and protecting your personal information.
Trusted by millions of customers
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200,000+ reviews on Google
Rated 4.9/5 based on 115,571 reviews
"I called and was approved instantly over the phone with Jay she was helpful and polite. Go to the center to finalize my loan and we were done…
"Great place to do business with Martha Stacie and Kelly. Very friendly and efficient. Process was easy and explained in detail. "
"The customer service is wonderful and the loan officer made it easy to apply and help you along the way 😀 "
Apply for a personal loan from Advance America
Easy and fast online Cash Advances, cash loans and more.
Installment Loans
Get the money you need now and repay it over time in fixed monthly installments.
Line of Credit
Tap into your credit line as needed — you'll only pay interest on what you borrow.
Payday Loans
Get same-day funds for immediate expenses. Repay the loan in full on your next payday.
Cash Advances
Get quick access to cash to cover urgent expenses. Repay your loan in 2-4 weeks.
Title Loans
Get a secured loan using your car's value with LoanCenter. Keep driving while paying back quickly.