200,000+ reviews on Google
Groceries
Medical bills
Debt consolidation
Rent or mortgage payments
Home renovations
Car maintenance or repairs
-
Flexibility
-
Use the funds to cover any expense, from everyday essentials to unexpected expenses.
-
Transparent rates
-
Surprises are nice, but not when you're borrowing money. Explore our rates before you even apply.
-
Fixed payments
-
View your payment date(s) when signing your loan agreement and anytime you access your online account.
-
Collateral not required
-
Our Installment Loans, Lines of Credit, and Payday Loans never require collateral. If you prefer a secured loan, we’ve partnered with LoanCenter to offer Title Loans in certain states.
-
Good credit not required
-
We base our loan approval decisions on income and employment status rather than your credit score, so you may still be approved for a Personal Loan with poor or no credit.
A Personal Loan from Advance America can provide funds to cover a variety of personal expenses, such as medical bills, car maintenance, home repairs, and other immediate needs.
Whether you need extra cash to cover everyday essentials or a significant expense, a Personal Loan can help you stay on track.
Already have an account? Log in
What is a Personal Loan?
Personal Loans are a quick and easy solution to various financial needs. Depending on the loan type and your state of residency, loan amounts can range from hundreds to thousands of dollars. Your loan principal, finance charges, repayment amount, and payment dates are detailed in your loan agreement, so there are never any surprises.
Advance America offers a variety of Personal Loans, including Payday Loans, Installment Loans, and Lines of Credit. You can apply online or in-store in minutes. Don’t worry — applying won’t impact your FICO credit score.
